Bilingual reference manual← Chapters

Chapter 08

US Credit Cards for Canadians Without SSN

Capital One, Chase, Amex accept ITIN. Intro 0% APR 12-15 months, 1-2% cashback, score 670+.

Direct answer · 60-second summary

In 60 sec

Capital One Quicksilver 1.5% cashback, $0 annual year 1. Chase Sapphire Preferred 5x travel points, $95 annual. Amex Platinum $695 but lounge access. Discover also zero annual.

Options by score

Editorial team

CanadaFlorida Editorial Team

Research drawn from primary public sources cited at the bottom of every guide: U.S. and Florida statutes, U.S. and Canadian federal agencies, official Florida county and state authorities, and Canadian provincial bodies where applicable.
canadafloridaThe reference manual

Every figure, rate, threshold, and deadline in this guide is drawn from a verifiable primary source listed at the bottom of the page. The article is updated whenever the underlying rules change, with a fresh review date stamped at the top.

Sources

  1. Capital One, Chase, Amex (2026-04-28)

Disclaimer

This guide is for educational purpose only. Figures, rates, thresholds, and timelines are drawn from public sources at the date shown and may change.

For any concrete decision, consult a cross-border tax attorney, a Canada–US CPA, and your Canadian and US bank advisors.