Chapter 02 · of 11
Owning a Florida property remotely, handling recurring costs (property tax, HOA, insurance), and unplanned events (hurricane, special assessments, milestone inspection).
29 published articles across 6 topics in Owning & operating.
HOA / Condo fees: what's covered
Special assessments: triggers and process
SB 4-D: 30-year milestone inspection (3+ stories)
Short-term rental restrictions (HOA / condo)
Reading condo documents before buying
Reserve study (SIRS — Structural Integrity)
Champlain Towers South: what changed in Florida condo law
Florida-licensed attorney for condo document review
Miami-Dade & Broward 40-year recertification
Home insurance: private market vs Citizens
Hurricane insurance: separate 2-10% deductible
Citizens Property Insurance: insurer of last resort
NFIP / FEMA flood insurance
Calculating the hurricane deductible (2/3/5/10%)
Required inspections: 4-point, wind mit, roof
Florida wind and flood insurance: what Canadian owners pay in 2026
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No professional relationship is created by reading this site. For any concrete decision, consult a cross-border tax attorney, a CPA / chartered accountant licensed for Canada–US matters, a closing agent, and a real estate broker licensed in the State of Florida.
Time validity. Figures, rates, thresholds, and timelines may change. The last review date is shown at the top of each guide.